Welcome

This is a resource to learn more about your debt so you can properly fight back against creditors and get the justice you deserve.

The information on this page is not meant to substitute for legal advice. It is meant to provide a baseline of knowledge to help you cope with different types of debt. Laws vary by state, but only commonalities across states are covered here. As well, specific aspects of your situation might merit more specific legal attention.

Table of Contents

• Basics of Debt
• Glossary
• Credit Reports
• Debt Collectors
• Mortgages
• Tenants' Rights
• Student Debt
• Car Debt
• Credit Card Debt
• Bankruptcy
• Others coming soon

Organize. Resist. Rebuild.

Corporate elites control our government and by extension our lives. They cheat workers, don’t pay their taxes, and then force us into debt for the basic necessities of life: shelter, food, education, and healthcare. We have the power to change this.

Alone our Debts Are a Burden. Together, They Make Us Powerful.

“If you owe the bank $50k, the bank owns you. But if you owe the bank $100 million, you own the bank.”

Together, We Own The Bank.

In recent history workers won the 8-hour workday, the weekend, health and retirement benefits, and more by joining together and organizing at their workplace to challenge employers.

We have built a platform where we gather to organize and challenge financial and government elites who have taken over public resources and who profit from our indebtedness.

Together, we are powerful. Dispute your debt, find other folks in your same condition, and learn more at https://debtcollective.org.